Last Updated: February 21, 2026
Agreement to Terms
By accessing or using Screw The Nine To Five ("we," "us," or "our") website at screwtheninetofive.com, paidlaunchformula.com, or any related domains, products, or services (collectively, the "Services"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Services.
Who We Are
Screw The Nine To Five provides online education, courses, coaching, and resources for entrepreneurs and digital creators.
Contact Information:
• Website: https://www.screwtheninetofive.com (https://www.screwtheninetofive.com/)
• Support Email: [email protected]
• Business Email: [email protected]
• Address: 680 South Cache Street, Jackson, Wyoming 83001, US
Eligibility
You must be at least 18 years of age to use our Services. By using our Services, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into this agreement.
Account Registration and Security
When you create an account with us, you must provide accurate, complete, and current information. You are responsible for:
• Maintaining the security of your account and password
• All activities that occur under your account
• Notifying us immediately of any unauthorized use of your account
We reserve the right to suspend or terminate accounts that provide false, incomplete, or misleading information.
Products and Services
Current Offerings
Our current product offerings include, but are not limited to:
• Paid Launch Formula (available at paidlaunchformula.com (http://paidlaunchformula.com/))
• Additional courses, programs, and digital products as added
Product offerings, pricing, and availability are subject to change without notice.
Course Access
Upon successful purchase of a course or program:
• You will receive access credentials via email to the address provided during purchase
• Access is typically granted within 24 hours of purchase confirmation
• You are responsible for maintaining the confidentiality of your login credentials
• Access is for your personal use only and may not be shared, transferred, or resold
Intellectual Property
All course materials, content, trademarks, logos, and intellectual property remain the exclusive property of Screw The Nine To Five. You are granted a limited, non-exclusive, non-transferable license to access and use the materials for personal, non-commercial purposes only.
You may NOT:
• Copy, reproduce, distribute, or create derivative works from our content
• Share your login credentials or course access with others
• Record, screenshot, or redistribute course videos or materials
• Use our content for commercial purposes without written permission
• Remove or alter any copyright, trademark, or proprietary notices
Pricing and Payment
Payment Methods
We accept payment via:
• Credit and debit cards (processed through Stripe)
• PayPal
Pricing
• All prices are listed in USD unless otherwise stated
• Prices are subject to change without notice
• Special offers, discounts, and promotions may have specific terms and expiration dates
• Subscription-based services (if applicable) will be charged automatically at the beginning of each billing period
Payment Authorization
By providing payment information, you authorize us to charge the applicable fees to your chosen payment method. You represent and warrant that:
• You have the legal right to use the payment method provided
• The information you provide is true and accurate
• You will maintain sufficient funds or credit to cover all charges
Failed Payments
If a payment fails or is declined:
• We may suspend or restrict access to paid Services
• You remain responsible for any outstanding amounts
• You may be subject to late fees or interest charges
• We reserve the right to terminate your account for non-payment
Refund Policy
7-Day Money-Back Guarantee
We offer a 7-day money-back guarantee on all course and program purchases.
To request a refund:
1. Email [email protected] within 7 days of your purchase date
2. Include your order number and reason for the refund request
3. Refunds will be processed within 5-10 business days to your original payment method
Refund Conditions:
• Requests must be made within 7 days of the original purchase date
• Refunds are available for first-time purchases only (not repeat purchases of the same product)
• Access to the course or program will be revoked upon refund approval
• Refunds will not be granted for:
• Purchases made more than 7 days ago
• Services that have been substantially consumed (e.g., completed coaching sessions)
• Violations of these Terms of Service
• Digital products that have been downloaded or accessed in full
Subscription Cancellations
If you have purchased a subscription-based service:
• You may cancel at any time through your account settings or by contacting support
• Cancellations take effect at the end of the current billing period
• No refunds will be provided for partial billing periods
• You will continue to have access until the end of the paid period
User Conduct and Prohibited Uses
You agree NOT to use our Services to:
• Violate any applicable laws, regulations, or third-party rights
• Harass, abuse, threaten, or intimidate other users or our team
• Impersonate any person or entity or misrepresent your affiliation
• Share, distribute, or resell our proprietary content or materials
• Use automated systems (bots, scrapers) to access our Services
• Attempt to gain unauthorized access to our systems or other user accounts
• Upload or transmit viruses, malware, or other harmful code
• Engage in any activity that disrupts or interferes with our Services
• Use our content for competitive or commercial purposes without permission
• Scrape, copy, or redistribute our intellectual property
Violation of these prohibited uses may result in immediate termination of your account and legal action.
Disclaimer of Warranties
OUR SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.
WE DO NOT WARRANT THAT:
• Our Services will be uninterrupted, secure, or error-free
• The results obtained from using our Services will be accurate or reliable
• Any errors or defects will be corrected
• Our Services will meet your specific requirements or expectations
No Guarantee of Results
IMPORTANT: While we provide educational content and strategies, we make NO GUARANTEES regarding your business success, income, or results. Your success depends on many factors including but not limited to:
• Your effort, dedication, and implementation
• Market conditions and competition
• Your existing skills, experience, and resources
• Economic factors beyond our control
Any testimonials, case studies, or success stories represent exceptional results and are not typical. Past performance does not guarantee future results.
Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, SCREW THE NINE TO FIVE, ITS OWNERS, EMPLOYEES, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR:
• Any indirect, incidental, special, consequential, or punitive damages
• Loss of profits, revenue, data, or business opportunities
• Damages resulting from your use or inability to use our Services
• Damages resulting from unauthorized access to or alteration of your content
• Damages resulting from third-party content, services, or websites
• Any damages exceeding the amount you paid us in the 12 months preceding the claim
This limitation applies regardless of the legal theory (contract, tort, negligence, strict liability, or otherwise) and whether or not we have been advised of the possibility of such damages.
Indemnification
You agree to indemnify, defend, and hold harmless Screw The Nine To Five, its owners, employees, contractors, agents, and affiliates from any claims, damages, losses, liabilities, and expenses (including reasonable attorney fees) arising from:
• Your use or misuse of our Services
• Your violation of these Terms
• Your violation of any rights of another person or entity
• Your violation of any applicable laws or regulations
• Content you submit, post, or transmit through our Services
Third-Party Links and Services
Our Services may contain links to third-party websites, products, or services that are not owned or controlled by us. We have no control over and assume no responsibility for:
• The content, privacy policies, or practices of third-party websites
• Third-party products or services
• Your interactions with third parties
You access third-party links at your own risk and should review their terms and privacy policies.
Payment Processing
We use third-party payment processors (Stripe and PayPal) to process transactions. Your payment information is handled according to their respective privacy policies and terms of service. We do not store your complete credit card information on our servers.
Privacy and Data Protection
Your use of our Services is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand our data collection and usage practices.
Email Communications
By creating an account or purchasing from us, you consent to receive:
• Transactional emails (order confirmations, receipts, account notifications)
• Educational content and course updates related to your purchases
• Marketing communications and promotional offers (you may opt out)
You may unsubscribe from marketing emails at any time by clicking the "unsubscribe" link in any email or contacting [email protected].
Modification of Services and Terms
Changes to Services
We reserve the right to:
• Modify, suspend, or discontinue any part of our Services at any time
• Change pricing, features, or access to Services
• Update course content and materials
• Impose limits on certain features or restrict access
We will make reasonable efforts to notify active users of significant changes.
Changes to Terms
We may update these Terms from time to time. When we make changes:
• We will update the "Last Updated" date at the top of this page
• For material changes, we will provide notice via email or prominent notice on our website
• Your continued use of our Services after changes constitutes acceptance of the new Terms
We encourage you to review these Terms periodically.
Termination
Termination by You
You may terminate your account at any time by:
• Contacting [email protected]
• Following the account deletion process in your account settings
Termination by Us
We may suspend or terminate your access to our Services immediately, without notice, for:
• Violation of these Terms
• Fraudulent, abusive, or illegal activity
• Non-payment of fees
• Requests from law enforcement or government agencies
• Any reason at our sole discretion
Effect of Termination
Upon termination:
• Your right to access and use our Services will immediately cease
• We may delete your account and any associated content
• You remain responsible for any outstanding payments
• Provisions of these Terms that should survive termination will remain in effect (including indemnification, limitation of liability, and dispute resolution)
Governing Law and Dispute Resolution
Governing Law
These Terms are governed by and construed in accordance with the laws of the State of Wyoming, United States, without regard to its conflict of law provisions.
Dispute Resolution
Informal Resolution: Before filing any formal claim, you agree to contact us at [email protected] to attempt to resolve the dispute informally. We will do our best to resolve any issues.
Arbitration Agreement: If we cannot resolve a dispute informally, you agree that any dispute, claim, or controversy arising out of or relating to these Terms or our Services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.
Exceptions: Either party may seek injunctive or equitable relief in court for:
• Intellectual property infringement
• Misuse or unauthorized access to our Services
• Violations of these Terms requiring immediate action
Class Action Waiver
You agree to resolve disputes individually and waive any right to bring or participate in any class action, collective action, or representative proceeding.
Venue
Any litigation not subject to arbitration shall be brought exclusively in the state or federal courts located in Wyoming, and you consent to the personal jurisdiction of such courts.
Miscellaneous
Entire Agreement
These Terms, together with our Privacy Policy and any other agreements referenced herein, constitute the entire agreement between you and Screw The Nine To Five regarding the Services.
Severability
If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions will continue in full force and effect.
Waiver
Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.
Assignment
You may not assign or transfer these Terms or your rights under these Terms without our prior written consent. We may assign our rights and obligations without restriction.
Force Majeure
We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including but not limited to acts of God, war, terrorism, natural disasters, pandemics, government actions, or Internet service provider failures.
Headings
The section headings in these Terms are for convenience only and have no legal or contractual effect.
Language
These Terms are written in English. Any translations are provided for convenience only, and the English version shall prevail in case of any discrepancy.
Questions and Contact Information
If you have any questions about these Terms of Service, please contact us:
Email: [email protected]
Business Email: [email protected]
Address: 680 South Cache Street, Jackson, Wyoming 83001, US
Website: https://www.screwtheninetofive.com
Acknowledgment
BY USING OUR SERVICES, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS OF SERVICE.

It was the week before our wedding in December of 2012 and we were sitting on the patio of our Air BNB in Costa Rica when we registered the domain name screwtheninetofive.com.
That year, we had worked our tails off to build a network of affiliate sites that each generated commissions every time we referred a new customer.
When we first started, everyone thought we were crazy, but now those same people were asking us if we could teach them to do the same thing. Funny how that works!
We had to learn it all from scratch and that sometimes meant figuring out how to write CSS, html and PHP code, even though neither of us had any experience as developers.
It wasn't easy but by the time the year had come to an end our websites were generating a full time income for the both of us.
As soon as we hit that magical number, we decided to move somewhere tropical, continuing to grow our business of course...
We chose a small island in the gulf of Thailand, called Koh Tao, after going there for a trip the previous year and loving every minute of it.
There weren't a lot of people working from laptops and so we were often asked why we had decided to bring our computers on vacation with us.
The answer we told them was always, "we weren't on vacation, this was our home". The next question we normally got was, "can you show me how you're making money?".
"Sure" we said, "go check out screwtheninetofive.com".
After succumbing to the boredom of living on a tiny island, we packed up our things and moved to the northern city of Chiang Mai.
There we found a great community of digital nomads like us who we worked alongside of in the cafes and co-working spaces littered throughout the city.
It was a magical time and we continued to grow our businesses including The Screw, which was picking up steam.
After 2 years as digital nomads, we decided it was time we learned to be grown ups and at the end of 2014, we moved back to Canada.
This turned out to be a mistake, but one we needed to make.


After leaving Thailand, we settled initially in Vancouver. The idea we had was that North America was the center of the universe as far as online business went.
Moving there would mean we got to rub shoulders with other more successful entrepreneurs and this turned out to be true to some extent.
We attended all the biggest conferences and got to meet and make friends with people like John Lee Dumas a successful podcaster and founder of EOFire.com, whom we're now great friends with.
We also got to know Amy Porterfield, Stu Mclaren and many other successful business owners in the online space.
In fact, it was Stu who told us that what we needed do was start a membership site for startup online entrepreneurs.
We pulled the trigger in early 2016 and this marked the start of our journey towards building a community of our own.
What we didn't expect was how close the community would become. Although most of the interaction happened inside of a forum

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